Klarna's Terms & Conditions

To visit Klarna's terms & conditions, please use the links below to find out more. 

Please spend responsibly, 18+ T&Cs apply

For all users

Klarna Shopping Service 

Klarna's Privacy Notice 

Pay Later 

Pay Later in 30 Days

Pay in 3 Instalments 

Financing 

Financing (example agreement)

WARNING 

Please spend responsibility. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time.